How To Keep Your Savings Account Safe In 2022: Is My Money Safe In The Bank 2022, Is My Money Safe In The Bank During A Depression, Is It Safe To Keep Money In Bank In India, How To Keep Money Safe At Bank. Although it is considered safe to keep money in a bank savings account, there is a limit to the security of this account. Fraudsters steal money from savings accounts in a variety of ways, including phishing, whispering, card skimming, identity theft, and check manipulation. There are a few things to look for when selecting yours.
- Avoid weak, simple passwords
Some people use common words and numbers like ‘password’, ‘chetty’, ‘123456’ as passwords. Or the names of family members, dates of birth, and wedding dates are also used as passwords. These passwords are weak. Scammers find out easily. So they should be avoided.
- Do not share personal information
Do not share any personal information with anyone including bank passwords, scammers can easily access your bank account and steal money from personal information.
- Do not give KYC over the phone
If someone pretends to be a bank officer/employee and asks for the KYC of your bank account, don’t give it away. Do not report any OTP from your phone to anyone. Otherwise, your account may be cleared in a few moments.
- Pay attention to the advice given by the bank
Banks regularly issue security advice through social media as well as e-mails. Keep an eye on it regularly. Also, follow these tips,
- Check bank statement, message
Of your account. Regularly check your statements and e-mails from banks. So if someone withdraws money from your account, you will immediately notice,
- Need a secure net for online Transaction
When banking online, make sure the internet connection you are using is secure. Internet in public places may be unsafe.
- Keep the checkbook safe
Always keep your checkbook in a safe place. Do not give a blank check to anyone without cancellation. Scammers can withdraw money by check by copying your signature.
- Be careful when using the card
Be careful when using credit or debit cards at ATMs and POS, as your card can be cloned here. Never use an ATM without a security guard. Make sure that the POS machine is not connected to anything else